One of the first steps in the home buying process is getting pre-qualified for a home loan.  There are several reasons that being pre-qualified before you shop is an advantage to you as a buyer:

• Knowing how much you can afford can help your REALTOR® locate and show you properties that you would actually be able to buy.  This will save you time by not viewing homes you cannot afford.
  

• Being pre-qualified allows you to know how much cash you will need to purchase a home.

• Pre-qualifying helps you decide what loan type will work best for you.

• Being pre-qualified gives you the competitive advantage over other buyers who haven't been.
  

Getting pre-qualified is FREE and can be done in one easy 30 minute appointment.  Information that will be reviewed during a pre-qualification appointment include:

• Your monthly income

• Your monthly expenses

• Your employment history

• Your credit history

As your REALTOR®, I will help you decide which type of loan is best for you.  Call me or e-mail me today to set up your pre-qualification appointment.